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Exam Number : CGFM
Exam Name : Certified Government Financial Manager (CGFM)
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CGFM Exam Format | CGFM Course Contents | CGFM Course Outline | CGFM Exam Syllabus | CGFM Exam Objectives
Exam ID : CGFM
Exam Name : Certified Government Financial Manager(R)
Questions : 115 questions
Duration : 2 hrs 15 min.
I: Organization, Structure and Authority of Government (15%)
A. Demonstrate an understanding of the levels of government, including:
- The three levels of government: federal, state and local.
- The interrelationships among the three levels of government: federal, state and local.
B. Demonstrate an understanding of the branches of government – legislative, executive, judicial – including:
- The roles of the three branches.
- The interrelationships among the three branches.
- The checks and balances through separation of powers among the three branches.
C. Demonstrate an understanding of the components of federal, state and local governments (e.g., central management and accountability agencies, departments, agencies, bureaus, commissions, divisions).
D. Demonstrate an understanding of the authorities and responsibilities of the government (e.g., government-wide and departmental), including:
The federal government, its hierarchy and constraints (e.g., U.S. Constitution, federal laws, executive orders, rules and regulations).
The state governments, their hierarchies and constraints (e.g., U.S. Constitution, state constitutions, state laws, executive orders, rules and regulations).
The local governments, their hierarchies and constraints (e.g., state constitutions, state laws, local charters, local ordinances, executive orders, rules and regulations).
Tribal government sovereignty.
E. Demonstrate an understanding of the authorities and responsibilities of the different types of governments, including:
The differentiation among general-purpose governments, special-purpose governments and quasi-governmental entities (e.g., federal, states, cities, counties, territories, authorities, school districts, government corporations, government-sponsored enterprises).
The interrelationships among general-purpose governments, special-purpose governments and quasi-governmental entities.
The role of jointly-governed organizations (e.g., transit agencies).
II: Legally-Based Implications of the Government Financial Environment (15%)
A. Demonstrate an understanding of the implications of sovereignty in the levels of government, including:
- The meaning, application and limitations of sovereign authority.
- The power of governments to tax and borrow.
- The power of the federal government to establish monetary policy.
B. Demonstrate an understanding of the budget, including:
- The role and significance of the budget in government.
- The objectives of the budget (e.g., policy document, operations guide, financial plan, communications device).
- The objectives of the budget process (e.g., define priorities, debate policy, allocate resources, identify revenue sources).
- The legal aspects of the government budget (e.g., control levels, spending limits, fund types, balanced budgeting).
- The principles of legislative control over governmental finance (e.g., appropriating funds, establishing spending levels, establishing spending conditions).
- How the executive branch controls spending (e.g., monitoring budget execution, planning for allocation of resources over time and among programs).
- How judicial decisions affect government spending.
- The role of other budget control devices (e.g., apportionments, allotments, encumbrances/obligations, funds, function, department, activity, object).
C. Demonstrate an understanding of how establishing special funds or dedicated revenues helps fulfill legal requirements.
D. Demonstrate an understanding of legislative “earmarking.”
III: Demonstrate an Understanding of the Government Management System (Cycle), Including: (16%)
A. The elements of the government management system, including strategic planning, programming, budgeting, operations, accounting, reporting and auditing.
B. The interrelationships among the elements of the government management system.
C. The importance of data in the government management system (cycle).
IV: Governmental Financing Process (24%)
A. Demonstrate an understanding of the role of taxation, including:
- The elements of tax policy (e.g., what to tax, who to tax, how much to tax, why to tax).
- The various types of taxes for each level of government and the roles and advantages of each type (e.g., income, wealth, consumption).
- The nature and role of tax expenditures.
- Tax limitations and exclusions.
B. Demonstrate an understanding of intergovernmental revenues, including:
- The differences among contracts, shared revenues and grants.
- The differences among the types of grants (e.g., formula grants, discretionary grants, block grants).
- The requirements and expectations of the grantor and grantee throughout the grant lifecycle, including the role of the Uniform Guidance.
C. Demonstrate an understanding of other forms of financing, including:
Other forms of government revenues (e.g., investment income, user fees, licenses, lotteries, donations).
The rationales for establishing user fees (e.g., recover costs, expand service capacity, encourage or limit use of services).
The use of public-private partnerships.
D. Demonstrate an understanding of the role of debt, including:
- Purposes of entering into debt.
- Factors that should be considered before entering into debt (e.g., ability to pay, purpose, interest rate, tax base).
- The types of debt limitations (e.g., statutory, bond covenants).
- Factors that should be included in debt policies (e.g., available tax base, debt maturities).
- The various types of financing options (e.g., notes, bonds, lease-purchase, certificates of participation).
- The sources and methods of repaying debt (e.g., dedicated taxes, user fees, general revenues).
- The role of credit rating agencies in the debt issuance process.
- The role of insurance and guarantees in the debt issuance process.
V: Identify the Concepts, Definitions and Notions of Public Accountability, Including: (12%)
A. The meaning and purpose of accountability in the government environment (e.g., the Chief Financial Officers (CFO) Act of 1990).
B. The role and key attributes of accountability (e.g., disclosure, organization structure, reporting),
and their interrelationships.
C. Elements for which a government should be accountable (e.g., performance, financial, compliance, efficiency and effectiveness, stewardship of assets).
D. The primary stakeholders in accountability (e.g., legislators, taxpayers, other governments, investors, creditors, underwriters, future generations).
E. The groups that help to establish and maintain accountability (e.g., legislative bodies, media, management, analysts, employees, taxpayers).
F. The methods used to demonstrate and assess accountability and transparency (e.g., audit reports, performance reports, oversight hearings, program evaluations, service efforts and accomplishment (SEA) reports, electronic reports).
G. The techniques used to assess fiscal sustainability and solvency.
H. Concepts of open government, data transparency and citizen-centric reporting (e.g., Digital Accountability and Transparency Act of 2014 (DATA Act), open checkbooks, open book, sunshine laws).
VI: Demonstrate an Understanding of Ethics as Applied to the Government Environment, Including: (10%)
A. The key concepts related to ethical responsibility to the public, professional conduct (e.g., actual or perceived conflicts of interest, independence, objectivity, due care) and the sources of guidance (e.g., the AGA Code of Ethics).
B. The steps a government financial manager needs to take to avoid a conflict of interest and to ensure objectivity and independence.
C. The concept of due care in the performance of professional duties.
D. Activities or situations that are inconsistent with the responsibilities of public officials and employees.
E. The appropriate course of action to avoid the reality or the perception of improper use of one's office for personal gain.
F. Personal responsibility as it relates to organizational codes of conduct (e.g., whistle blower,
nepotism).
VII: Demonstrate an Understanding of Providing Government Services and Information Electronically, Including: (8%)
A. Delivery of government services and e-government (e.g., drivers license renewal, online bill and tax payment).
B. Stakeholder real-time access to information, including electronic financial reporting.
C. The use of various media and devices for communications and providing services (e.g., social networking, apps, mobile devices).
D. Security and privacy considerations (e.g., the requirements of the National Institute of Standards
and Technology, encryption, cybersecurity).
I: Governmental Financial Accounting, Reporting and Budgeting: General Knowledge (40%)
A. Demonstrate an understanding of the influences, objectives and role of standards, including:
The unique financial aspects of the governmental environment that differ from the private sector (e.g., profit versus service, importance of budget).
The concept of interperiod equity.
The objectives of governmental financial reporting (e.g., financial accountability, budgetary accountability, program accountability).
The major uses of governmental financial reporting (e.g., budgetary compliance, compliance with laws and regulations, assessing financial position, assessing results of operations, assessing sustainability).
The characteristics of information in governmental financial reporting (e.g., understandability, reliability, relevance, timeliness, consistency, comparability).
The roles of the Financial Accounting Standards Board (FASB), Governmental Accounting Standards Board (GASB) and Federal Accounting Standards Advisory Board (FASAB).
The role of the International Public Sector Accounting Standards Board (IPSASB).
Due process in the setting of accounting standards (e.g., discussion memorandum, invitation to comment, preliminary views, exposure draft, public hearing, task forces).
The purpose of the hierarchy of generally accepted accounting principles for state/local and federal accounting and financial reporting.
The basic concepts and requirements of Open Government financial reporting.
B. Demonstrate an understanding of the concepts of managerial cost accounting and fee establishment, including:
The purposes for accumulating and reporting cost information.
The concept of full cost of outputs, incorporating inter-entity costs.
The requirements of FASAB Statement of Federal Financial Accounting Standards (SFFAS) 4, as amended: Managerial Cost Accounting Concepts and Standards.
Determining the costs under an intergovernmental cost-reimbursement contract or grant (as outlined in the Uniform Guidance).
Identification of the methods for assigning and allocating costs in a given situation (e.g., direct, indirect).
Computation of the fee to be charged to a user.
Various cost recovery objectives (e.g., total direct costs, operating costs, full costs, replacement costs, incremental costs).
C. Demonstrate an understanding of the concepts of budgeting, including:
The key elements of the budget process, from provision of initial guidance through preparation, review, adoption, execution and accounting.
The structure of the budget (e.g., organizational unit, program, function, category, character, fund, line item, object).
The features of various budgetary approaches (e.g., baseline, line item, program, zero-base, performance).
The various means for financing capital projects, including the role of a capital budget.
The methods of forecasting revenues and expenditures.
The various means of budgetary control (e.g., revenue monitoring, encumbrance/obligation control, vacancy controls, allotment, apportionment).
D. Demonstrate an understanding of the general principles of governmental financial accounting, including:
Basic accounting processes (e.g., debits, credits, ledger accounts, stock and flow statements, accounting period).
The differences among the various measurement focuses and bases of accounting (e.g., economic resources, current financial resources, cash, accrual, modified accrual).
The effect of applying the various measurement focuses and bases of accounting to specific transactions.
Exchange and exchange-like versus non-exchange transactions.
How to adjust the allowance for doubtful accounts under alternative methods (e.g., percentage of sales or percentage of accounts receivable).
The differences among various methods of valuing inventory (e.g., First-in, First-out (FIFO), Last-in, First-out (LIFO), average cost).
Situations that require recording depreciation and calculation of the same.
Recording contingencies (e.g., judgments, claims).
II: Demonstrate an Understanding of State and Local Financial Accounting and Reporting, Including: (30%)
A. The application of the GASB standards for determining the reporting entity, including component units.
B. The purpose of each fund type within each fund category, and its related basis of accounting.
C. The form and content of the Comprehensive Annual Financial Report (CAFR).
D. The purpose of popular reporting.
E. The form and content of the basic financial statements, including:
Government-wide financial statements.
Fund-level financial statements.
Notes.
F. The reporting of fund balance in governmental funds.
G. The form and purpose of required supplementary information (RSI).
H. How to measure, record and report the purchase of capital assets, including assets acquired through a capital lease.
I. How to measure, record and report the incurrence and repayment of general long-term obligations in a governmental fund.
J. How to measure, record and report common, fundamental current assets and liabilities, revenue, expenditures, and other financing sources and uses when using modified accrual basis of accounting (e.g., property tax, grants, shared revenues, capital outlays, bond proceeds, debt service, payroll, accounts receivable).
K. How to measure, record and report common, fundamental assets, liabilities, revenue and expense transactions when using accrual basis of accounting (e.g., taxes, grants, shared revenues, capital assets, long-term debt, operating expenses, pensions, payroll, accounts receivable).
L. The types of interfund transactions, and how they are accounted for.
M. How to consolidate or eliminate transactions between the fund level and the government-wide level for governmental activities.
N. The required disclosures for cash deposits with financial institutions and investments, including repurchase agreements.
O. The option and criteria for using the modified approach for infrastructure.
P. The entries for recording the budget, modifying the budget and recording encumbrances and expenditures.
Q. How to reconcile the budgetary information to the generally accepted accounting principles (GAAP) information.
R. How to reconcile the fund financial statements to the government-wide financial statements.
S. Government combinations (e.g., mergers and acquisitions, transfers of operations).
III: Demonstrate an Understanding of Federal Financial Accounting and Reporting, Including: (30%)
A. The role of FASAB and the relationships among the Office of Management and Budget (OMB), U.S. Department of the Treasury and the Government Accountability Office (GAO) in federal financial accounting and reporting.
B. Key budgetary terms (e.g., appropriations, budget authority, budgetary resources, object class, outlays, receipts, offsetting collections, deficit).
C. The components of the budgetary equation.
D. The relationship and differences between budgetary and proprietary accounting.
E. Types of funds (e.g., general, trust, revolving).
F. The components and use of the U.S. Standard General Ledger.
G. How to record common, fundamental budgetary transactions (e.g., appropriation, apportionment, allotment, commitment, obligation, expenditure).
H. How to record common, fundamental proprietary transactions (e.g., warrants, accounts payable, payroll, accounts receivable, pensions, investments, depreciation).
I. Determining the reporting entity.
J. The form and content of an agency financial report (AFR) and a performance and accountability
report (PAR).
K. The purposes, form and content of the basic financial statements.
L. The concepts of consolidation and intragovernmental transactions.
M. The purposes and form of the notes to the financial statements.
N. The purposes and form of required supplementary information (RSI).
O. The concept of Fund Balance with Treasury.
P. The concepts of accounting for loans and loan guarantees (Credit Reform Act).
Q. The basic requirements for the U.S. Consolidated Financial Report.
I: Financial Management Functions (25%)
A. Demonstrate an understanding of cash management, including:
Legislation that affects governmental cash management.
Controls appropriate for governmental cash management.
Considerations in establishing banking relationships (e.g., competition, servicing, compensating balance).
Techniques for accelerating collections (e.g., electronic fund transfer (EFT), centralized collections, lockboxes, e-Collections).
Techniques for timely payment (e.g., warehousing payments, EFT, credit cards, electronic invoicing).
The role and control of electronic payments (e.g., smart cards, benefit cards, EFT).
The existence of and the need to identify, prevent and recover improper payments.
B. Demonstrate an understanding of investment management, including:
Concepts and relationships among risk, liquidity and yield, and the associated tradeoffs.
Types of investments for operating funds and pensions.
The concept of fiduciary responsibility, including the duty of loyalty and duties to care, act in a prudent manner and diversify plan assets.
The components of an investment policy, including standards of care, objectives, conflicts of interest and authorization.
Investment management considerations (e.g., selection of money managers, role of prudent experts, understanding of markets, monitoring and evaluating performance, risk exam/avoidance, internal controls).
C. Demonstrate an understanding of loan and loan guarantee programs and debt collection, including:
The components of loan and loan guarantee programs (e.g., rationale, credit extension, account servicing, debt write-off, performance measurement).
The components of delinquent debt collection (e.g., salary and refund offsets, collection agencies, delinquency rates, aging, reporting requirements).
D. Demonstrate an understanding of procurement management, including:
The elements in the public procurement process (e.g., authorized procurement officials, compiling a bidders list, public advertising, preparing and issuing an invitation to bid (ITB) or a request for proposal (RFP), evaluating proposals, awarding the contract, writing the contract).
Techniques for assuring full and fair competition (e.g., advertising, direct contact to likely vendors, registries).
Contract efficiencies (e.g., purchase cards, bulk purchasing, inter-agency procurements).
Evaluation selection criteria (e.g., past performance, delivery time, price).
The monitoring and acceptance process to ensure that contract specifications are met.
E. Demonstrate an understanding of property management, including:
The elements of a property management system (e.g., record keeping, safeguarding, maintenance, reporting).
The procedures for property disposal (e.g., identifying surplus, disposition methods).
F. Demonstrate an understanding of operating materials and supplies/inventory management, including:
The elements of an operating materials and supplies/inventory management system (e.g., policies, classifications, controls, reorder decisions).
Ways to safeguard operating materials and supplies/inventory (e.g., physical control, tagging, periodic inventory, stewardship, radio-frequency identification (RFID).
G. Demonstrate an understanding of financial management systems, including:
The concept of an integrated financial management system.
User needs for real-time access to data across the enterprise (e.g., use of dashboards, data visualization).
Business process re-engineering in the development and implementation of information systems.
The concept of enterprise resource planning (ERP) systems.
The various approaches to meeting system needs (e.g., off-the-shelf, cross-servicing, outsourcing, custom design, shared services).
The elements of a disciplined development process (e.g., requirements management, testing, data conversion, systems interfaces, configuration management, risk management, project management, quality assurance).
Techniques for project management (e.g., defining interrelationships and tasks; resource management; cost, schedule and performance monitoring; independent verification and validation; change management).
Methods for assuring the reliability and completeness of data.
The concept of the continuity of operations plan (COOP).
The use of cloud computing.
H. Demonstrate an understanding of shared services, including:
The service offerings, planning, transition steps and costs of shared support services.
Importance, advantages and disadvantages of shared services.
II: Demonstrate an Understanding of Financial and Managerial Analysis Techniques, Including: (15%)
A. The conduct of the following types of analyses: present value, future value, cash flow, pay-back, trend, ratio analysis, strategic sourcing, regression analysis, earned value management and flowcharting.
B. Identification of the sources of information used and reliability of the data for financial and managerial analysis (e.g., accounting records, performance records, financial statements, census data).
C. The use of forensic techniques, such as data mining.
D. The use of advanced data analytics.
III: Internal Control (25%)
A. Demonstrate an understanding of internal control, including:
The objectives of internal control.
The concepts of cost-benefit and reasonable assurance.
The components and principles of internal control, as specified by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) Integrated Framework: control environment, risk exam, control activities, information and communication, and monitoring.
Cyber security (e.g., general and application controls).
Identification and correction of internal control deficiencies.
Involvement of shared service providers.
B. Demonstrate an understanding of the application of internal control to:
Programs and operations, including information technology.
Financial reporting.
Compliance.
Fraud, waste and abuse prevention and detection.
C. Demonstrate an understanding of internal control responsibilities, including:
Management's responsibility to establish, monitor, remediate and report on internal control.
Management's responsibility for detecting and reporting fraud, waste and abuse.
The independent auditor's responsibility regarding internal control.
The roles of the internal auditor in the internal control process.
D. Demonstrate an understanding of the internal control evaluation process, including:
The process for documenting and assessing internal control.
The roles of management and the auditor in the evaluations of internal control including the risk of fraud, waste and abuse.
E. Demonstrate an understanding of the internal control reporting process, including:
How management reports on internal control, including the use of various types of assertions.
The auditor's reporting on internal control.
F. Demonstrate an understanding of Enterprise Risk Management (ERM), including:
Relationship to internal control.
Application of ERM.
IV: Demonstrate an Understanding of Performance Measurement/Metrics/Service Efforts and Accomplishments (SEA), Including: (15%)
A. The objectives of financial and non-financial performance measures.
B. How performance measures relate to organizational goals and objectives.
C. How financial and non-financial performance measures are linked.
D. How financial and non-financial performance measures are integrated with the strategic plan and budget.
E. The uses of performance measurement and reporting to demonstrate public accountability and transparency.
F. The uses of performance measurement and reporting to improve allocation of resources and oversight of performance.
G. The uses of performance measurement and reporting to improve effectiveness and efficiency.
H. The types of performance measures: inputs, outputs, outcomes and efficiency measures.
I. The characteristics of performance measurement data (e.g., relevant, understandable, comparable, reliable, timely, verifiable, actionable, cost-beneficial).
J. Baselines and benchmarks.
K. The role of stakeholder input in the performance process.
L. The legal requirement and guidance for performance measurement.
V: Auditing (20%)
A. Demonstrate an understanding of auditing, including:
Types of auditors (e.g., external, internal).
Objectives of financial audits.
Objectives of attestation engagements.
Objectives of performance audits.
Uses of audit reports.
The concept of materiality.
B. Demonstrate an understanding of standards, including:
The sources of auditing standards for audits of government organizations.
The interrelationships among various audit standards-setting organizations (e.g., the Government Accountability Office (GAO), American Institute of Certified Public Accountants (AICPA) Auditing Standards Board and the Public Company Accounting Oversight Board (PCAOB)).
The concept of general standards (e.g., independence, professional judgement, competence, quality control and assurance).
The concept of auditor independence and the impact of non-audit professional services on independence.
Standards for financial audits.
Standards for attestation engagements.
The responsibilities of the auditor in an audit follow-up program.
Fieldwork and reporting standards for performance audits.
The types of activities that are considered sensitive in a government audit (e.g., taxpayer information, payments to informants, the Health Insurance Portability and Accountability Act (HIPAA) data, personally identifiable information (PII)).
C. Demonstrate an understanding of the responsibilities of the auditee, including tasks related to:
Preparing for and procuring audit services.
Supporting the audit process.
Preparation of the management representation letter.
Audit follow-up and corrective action plan based on audit findings.
The role of an audit or audit advisory committee.
D. Demonstrate an understanding of the components of the Single Audit Act and the role of the Office of Management and Budget (OMB), including:
The scope and purpose.
The required reports.
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Status New York State Resident Students Out-of-State Students Undergraduate Full-time* $3, 535 per semester (maximum total tuition for 12 credit hours or more) $9, 450 per semester (maximum total tuition for 12 credit hours or more) Undergraduate Part-time $295/credit hour $788/credit hour Graduate Full-time $5,655 per semester (maximum total tuition for 12 credit hours or more) $12,245 per semester (maximum total tuition for 12 credit hours or more) Graduate Part-time $471 per credit hour $1020 per credit hour Additional Expenses Fees and Other ExpensesSeveral mandatory, optional and/or program-specific fees add to the cost of attendance. In addition to the costs of books and supplies, there may be expenses associated with a specific degree program, including summer field experience costs, study abroad expenses, Syracuse University course or lab fees, etc. Personal expenses include clothing, transportation, recreation, etc. Details are found on the bursar website Housing and Meal PlansMost entering first-year (freshmen) students are required to live in college housing and have a minimum meal plan that includes both Syracuse University Dining Services and ESF's Trailhead Cafe. Students are not required to live on campus after their first year. Entering transfer students and continuing ESF students may choose to live on campus or off campus, with housing and meal costs charged accordingly. Visit the ESF housing website for details. Terms of PaymentNew undergraduate students pay an advance payment deposit and must pay ensuing bills according to a payment schedule set by the college. Information on the deposit, payment schedule, late fees, refunds and all other topics related to student financial obligation are available on the Bursar's website. Financial AidThe College offers these basic forms of student financial assistance: scholarships or grants; part-time employment; educational loans; diversity student scholarships and fellowships; assistantships, tuition scholarships, and fellowships for graduate students; a deferred tuition payment plan; and sources of non-need loans to students and parents. Federal and state financial aid programs are for United States citizens, permanent residents or other eligible non-citizens. International students will be considered for academic merit-based scholarships, assistantships and fellowships, but are not eligible for need-based student financial assistance. Aid programs are coordinated to supplement parental support, summer work, savings, and assistance from other sources. The sources of funds for financial assistance programs, the guidelines for determining the recipients, the procedures for applying, and the method of disbursement of funds vary from one program to another. This information is presented in detail on the ESF Financial Aid Web Page. Financial aid is awarded primarily on the basis of financial need. Some scholarships and fellowships, however, are based on other criteria, such as academic achievement or diversity status. Assistantships, tuition scholarships and fellowships for graduate students are awarded based upon academic achievement. In order for students to receive aid, they must be making satisfactory academic progress toward a degree. Please refer to the appropriate sections under ESF College Aid, Federal Student Aid, and New York State Aid later in this chapter for satisfactory academic progress requirements. In addition, students are only eligible to receive most types of aid for courses that are required for degree completion. Students enrolled in credits beyond the number required for the degree or enrolled in courses that are not applicable to a degree requirement will have financial aid adjusted accordingly. Financial aid advisors are aware of the many problems associated with financing higher education and meeting living expenses for both undergraduate and graduate students and are available to discuss individual problems. All students are encouraged to apply for financial aid. Applying For and Receiving Aid How to ApplyStudents interested in receiving financial assistance, with the exception of graduate assistantships, graduate tuition scholarships, graduate fellowships, and merit-based scholarships, must complete the Free Application for Federal Student Aid (FAFSA). It is highly recommended that all students complete the FAFSA as soon as possible each year. Timely completion of the FAFSA, which is available starting October 1 each year, will ensure that aid eligibility is maximized and any problems can be resolved without delaying the arrival of funds. In order to receive priority consideration and maintain eligibility for need-based grants and scholarships, a processed FAFSA must be received by the Financial Aid Office no later than February 1 each year. The school code for SUNY ESF is 002851. Paper versions of the FAFSA are available for download at https://studentaid.gov/apply-for-aid/fafsa/filling-out. Students completing the FAFSA online (recommended) will need an FSA ID in order to access the application and provide electronic signatures. Parents of dependent students will also need an FSA ID in order to sign the student's FAFSA. New or forgotten FSA IDs can be requested at https://studentaid.gov/fsa-id/sign-in/landing. While completing the FAFSA, you will have the option to automatically import your tax data directly from the IRS into your application. All students and parents are highly encouraged to take advantage of this tool as it will make the FAFSA process much easier and simplify the application verification process for any students selected to submit tax forms and other information. Tax information reported should be from the "prior-prior year" (ex. 2021 tax year data when applying for the 2023-2024 school year, 2022 tax year data when applying for the 2024-2025 school year, etc.). Students interested in receiving financial assistance for the summer must complete the separate SUNY ESF Summer Aid Application. Application DeadlinesFree Application for Federal Student Aid (FAFSA) October 1 - Application Available February 1 - Priority Deadline Last Day of Enrollment Each Year - Final Deadline June 30 - Official Federal Application Close New York State Grants and Scholarships October 1 - Application Available May 1 (Following Year) - Final Deadline New York State Tuition Assistance Program (TAP)New York State residents are encouraged to apply for state grants and scholarships, including the Tuition Assistance Program (TAP), Excelsior Scholarship, STEM Incentive Grant, and others. The Express TAP Application (also known as the Application for Payment of New York State Grants and Scholarships) is required annually for determination of TAP Grant eligibility. It must also be completed for other state awards, which require separate applications, to be awarded and paid. Students who are New York State residents and list a New York State school while completing the FAFSA will be given the opportunity to complete an online TAP Application by clicking on the link which appears on the FAFSA Submission Confirmation Page. The online application may also be accessed at https://www.tap.hesc.ny.gov/totw/. Eligibility for TAP and other New York State grants and scholarships is determined by the New York State Higher Education Services Corporation (HESC). Students interested in applying for NY grants and scholarships other than TAP should be sure to complete each separate application in addition to the TAP application. The SUNY ESF School Code for state aid applications is 0950. If searching for ESF use "SUC En" as the criteria. Students will be asked to provide a college issued ID number when completing the applications. If known at the time of application, students should enter their ESF Banner ID, which begins with "F". If not known, this step can be skipped with no ID entered. Graduate Student AssistantshipsAssistantships and tuition scholarships for graduate students are not awarded by the Financial Aid Office. Students interested in these forms of financial assistance should contact The Graduate School. Verification of Information All students who request financial assistance may be required to submit information about their and/or their family's personal financial situation prior to aid disbursement. The College may request copies of parents' and/or students' federal tax transcripts, along with other statements which will be used to verify other sources of income, family size, number of dependents in college, and other pertinent information. Requests for verification information are authorized by the FAFSA signature process. Failure to comply with a request to verify pertinent information will result in the cancellation of any aid offered, and the possibility of legal action being taken by the U.S. Department of Education. Summer Financial AidMatriculated students planning to take courses over the summer at SUNY ESF may be eligible for limited amounts and types of financial aid through the following programs: Students are highly encouraged to plan summer expenses prior to the end of the spring semester each year. Some students may have remaining unused aid available at that time, but no longer have that eligibility once the semester has ended. Only students meeting the minimum enrollment requirements can be considered for aid once the spring semester has ended. Academic Year StructureThe summer term at SUNY ESF is the trailer to the academic year. This means that federal loan amounts will be limited to funds remaining within the annual limits for each program that were not used during the preceding fall and spring semesters. Summer courses are offered in what are called modules, or segments which do not span the entire length of the full summer term. Year Round Pell GrantsSpecial regulations now allow for Pell-eligible students to receive more than 100% of a scheduled Pell Grant award for a single year if certain criteria have been met. For summer enrollment, these awards can be from either the academic year before or after the summer term, known as a "cross-over" period. When possible, the academic year used for the funds should be based on what is most beneficial for the student. This determination will be made by the Office of Financial Aid based on various criteria and considerations. Please note that a valid FAFSA is required for the school year used. If a student has only completed a FAFSA for one year, only that year can be considered for possible funding. Students receiving summer Pell Grants should be sure to note in which academic year aid package the grant is awarded. Enrollment requirements are different for the period in which a student is receiving funding in excess of 100% of a scheduled award. In order to receive any Pell Grant funding in excess of 100% of the scheduled award, a student must be enrolled in at least 6 degree-applicable credits (half-time enrollment). If summer Pell is awarded from the preceding school year, a student may not qualify for funding in the following spring if the number of degree-applicable credits is less than 6. It is the student's responsibility to carefully plan their enrollment and notify the Office of Financial Aid if a summer Pell Grant award could cause difficulty with future eligibility within the same school year. Example 1: A student receives Pell Grant funds from the 2022-2023 school year based on full-time enrollment for both the fall 2022 and spring 2023 semesters. This would use 100% of the student's scheduled award, 50% for each semester. Pell Grant funds from the 2022-2023 school year could also be awarded for the summer 2023 term as long as the student is enrolled at least half-time in degree-applicable courses (6 credits). Example 2: A student receives Pell Grant funds from the 2022-2023 school year based on full-time enrollment for the summer 2022 and fall 2022 terms. This would use 100% of the student's scheduled award, 50% for each term. Pell Grant funds from the 2022-2023 school year could also be awarded for the Spring 2023 term as long as the student is enrolled at least half-time in degree-applicable courses (6 credits). Enrollment RequirementsIn order to potentially qualify for summer aid, students must meet minimum degree-applicable enrollment requirements as follows: Loan/Grant Enrollment Federal Direct Student and Parent Loans Half-Time (Typically 6 Credits) Private Student Loans Determined by Lender Federal Pell Grant (0 - 100% usage*) Less-Than-Half-Time (1-5 Credits) Federal Pell Grant (100 - 150% usage*) Half-Time (Typically 6 Credits)*One term of Pell Grant eligibility at full-time enrollment uses 50% of a scheduled award. At lower enrollment levels that percentage is pro-rated: half-time enrollment uses 25% and so forth. Application ProcessStudents seeking financial aid for summer enrollment should submit a completed Summer Financial Aid Application to the Financial Aid Office by the listed deadline and must have a valid FAFSA (Free Application for Federal Student Aid) on file. Please do not e-mail any personal information. Applications should be delivered in-person, mailed, faxed, or uploaded with the document exchange function available from the financial aid section of the MyESF portal (student accounts only). Notification of EligibilityStudents will be notified of eligibility for federal aid sources with an amended financial aid package. Notifications of amendments are sent electronically to campus e-mail addresses and are viewable through the MyESF student portal. It is important that students view aid packages from both crossover aid years (2022-2023 and 2023-2024), if available, as aid for the summer may be awarded in both years. Students who are not eligible for federal aid will be notified either electronically or in writing. Students seeking funds from alternative student loans are responsible for working directly with the lender they have chosen. Disbursement of FundsAid funds will only be disbursed to student accounts once the student has started enough courses in the summer to reach the minimum enrollment requirements. Withdrawals and Return of FundsStudents who fail to begin each of their scheduled classes during the full summer term may be considered to have withdrawn from the term and could be required to return funds already received. This can occur in the following scenarios: In order to avoid complications in these scenarios, students are highly encouraged to do the following: Varying types and amounts of financial aid may be available to students who wish to travel abroad as part of their degree program. All students seeking financial aid for this purpose must be taking courses that specifically meet a degree requirement. Enrollment level for aid eligibility will be based only on the courses which meet this condition. Before any aid eligibility can be considered, students must have submitted an approved SUNY ESF Study Abroad Request Form, a fully completed Study Abroad Data Form, and additional paperwork as indicated in the following sections. Financial aid is only available for abroad study which is during an existing term at SUNY ESF. Students seeking financial aid must also meet all existing eligibility requirements for each individual source of funding. SUNY ESF Students Participating in a SUNY Study Abroad ProgramStudents studying abroad through a program at another SUNY school may be eligible for the following types of financial aid: To be considered for financial aid, students in this category must submit the following: SUNY ESF Students Participating in a Non-SUNY Study Abroad ProgramStudents studying abroad through a program at a non-SUNY school which participates in the Federal Student Aid Programs may be eligible for the following types of financial aid: To be considered for financial aid, students in this category must submit the following: Students studying abroad through a program at a foreign school which does not participate in the Federal Student Aid Programs or through an outside organization acting on behalf of such an institution may be eligible for the following types of financial aid: To be considered for financial aid, students in this category must submit the following: Students studying off-campus within the United States through a school which participates in the Federal Student Aid Programs may be eligible for the following types of financial aid: To be considered for financial aid, students in this category must submit the following: All financial aid funds for study abroad will be scheduled for disbursement to SUNY ESF ten days prior to the students departure. Once disbursed, funds are processed through the Bursars Office. With the exception of tuition charges to any SUNY institution, all aid funds will be disbursed directly to the student or to the parent (if from a Parents Loan) once they are available through the Bursars Office. SUNY tuition charges will be collected by SUNY ESF and transferred to the host school. No other funds will be disbursed or paid to the host school or organization. It is the students responsibility to make all necessary payment arrangements as necessary. Academic Credit EarnedAll students studying abroad must ensure that an official transcript of all courses is submitted to SUNY ESF upon completion of the program. Students who do not submit an official transcript or who do not fully complete the approved program will be subject to the College's Withdrawal, Refund, and Satisfactory Academic Progress policies. This could result in a loss of eligibility for funds already received or a loss of eligibility for future financial aid. Satisfactory Academic ProgressIn order for students to receive federal, state, and institutional aid, they must be making "satisfactory academic progress" toward a degree. The rules for satisfactory academic process depend upon the type of aid involved: ESF College AidFull-time undergraduate students receiving any of the following ESF awards are eligible to have their awards renewed in future years if they maintain an overall Grade Point Average (GPA) as indicated and complete the FAFSA by the February 1st priority deadline each year: Undergraduate and graduate students must meet specified criteria in order to be eligible for Title IV Federal Student Assistance, which includes Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Student Loans, the Federal College Work-Study Program, and the Federal Parent Loan for Undergraduate Students. The criteria that students must meet to be eligible for Title IV student aid are the same criteria all ESF students must adhere to in terms of institutional academic policies and, specifically, academic progress requirements. The evaluation criteria are the following: In order to remain eligible for Title IV Federal Student Assistance, a student must meet the cumulative and semester grade point average requirements of the Academic Performance Policy. A student will no longer be eligible for federal aid if the student’s cumulative grade point average and most recent term grade point average are below 2.0 or when the cumulative grade point average alone is less than the required limits in the chart below. Total Hours applied Toward Degree (credit earned while matriculated at ESF, including SU courses) Minimum Cumulative Grade Point Average (includes only courses taken while matriculated at ESF) 0-30 1.700 31-60 1.850 61-120 or more 2.000 Graduate students enrolled in an approved degree program at the Syracuse locationIn order to remain eligible for Title IV Federal Student Assistance, a student must meet the minimum cumulative grade point average of 3.000 as indicated in the Academic Performance Policy. Students enrolled in an approved degree program at the Wanakena locationIn order to remain eligible for Title IV Federal Student Assistance, a student must meet the minimum cumulative grade point average of 2.000. 2. Maximum TimeframeStudents receiving federal student aid funds must make steady academic progress toward their degrees. While most students pursue their degrees on a full-time basis, others do not. In order to allow for maximum flexibility to complete a degree, federal regulations state that students' maximum timeframe to be eligible for federal aid shall not exceed 150 percent of the published length of time it takes to complete that degree on a full-time basis. The following chart lists the maximum number of credit hours a student may take and still receive federal student aid. These figures are based on 150 percent of the credit hours required to complete each of the degrees offered by the College—regardless of the time it takes to complete that degree. For any program not specifically listed, the maximum timeframe is 150% of the number of credits required to obtain the degree. Standard of Satisfactory Academic Progress for Purpose of Determining Eligibility for Federal Aid Degree Credit Hours Required Maximum Hours Allowed Associate in Applied Science Environmental and Natural Resources Conservation64 96 Forest Technology64 96 Land Surveying Technology64 96 Bachelor of Science125 187 Aquatic and Fisheries Science126 189 Bioprocess Engineering128 192 Biotechnology123 184 Chemistry121 181 Conservation Biology126 189 Construction Management124 186 Environmental Biology126 189 Environmental Education and Interpretation126 189 Environmental Health126 189 Environmental Resources Engineering128 192 Environmental Science126 189 Environmental Studies121-124 186 Forest Ecosystems Science124 186 Forest Health126 189 Forest Resources Management125 187 Natural Resources Management122 183 Paper Engineering128 192 Paper Science124 186 Sustainable Energy Management120 180 Wildlife Science126 189 Bachelor of Landscape Architecture150 225 Bachelor of Landscape Architecture (Effective Fall 2016) 141 211 Bachelor of Landscape Architecture/Master of Science141/30 211/225 Master of Forestry37 55 Master of Landscape Architecture70 105 Master of Professional Studies (unless otherwise noted)30 45 Applied Ecology 36 54 Chemistry33 49 Environmental and Forest Biology42 63 Plant Biotechnology 36 54 Master of Science (unless otherwise noted)30 45 Environmental Studies37 55 Doctor of Philosophy60 90 3. Pace of ProgressionFederal student aid (Title IV) eligibility is also related to the successful completion of credit hours completed versus credit hours attempted. This component of eligibility is referred to as Pace of Progression or Pursuit of Program. Pursuit of Program is defined as: the cumulative number of credit hours completed divided by the cumulative number of credit hours attempted. This equation is tied back into the overall credits needed to be earned to graduate for any of our degrees. Generally, the cumulative number of credits a student must complete to remain fully eligible is 67 percent (.67) of the attempted credits. Percentages are rounded up for this calculation. For example, a student completing courses at a rate of 66.5 to 66.9 percent will be considered to be completing courses at a 67 percent rate. Students receiving federal student aid from Title IV programs must be making progress towards their degree at the cumulative rates of completion as follows: An example of meeting the requirement is: Cumulative Credits Attempted = 15Cumulative Credits Completed = 12Pace of Progression = 12 divided by 15 = .80 The completed credits exceed .67 and the student is eligible for continuing to receive Title IV aid by successfully meeting the Pace of Progression requirement. An example of not meeting the requirement is: Cumulative Credits Attempted = 15Cumulative Credits Completed = 6Pace of Progression = 6 divided by 15 = .40 The credits completed fall below the minimum requirements and therefore the student is not meeting the Pace of Progression requirement. Treatment of Incomplete Grades, Withdrawals, Repeated Courses, Remedial Courses, Change of Major, and Transfer Credits1. Incomplete grades Incomplete grades do count as attempted credits, but grade point average will only be affected once the incomplete status has been resolved and a final grade assigned. The assigned grade and the attempted/completed credits will be included in the Satisfactory Academic Progress calculations during the next regular review. Resolution of incomplete grades follows the “Incomplete and Missing Grades” College policy as follows: Incomplete and missing gradesA temporary grade of I may be assigned by an instructor only when the student has nearly completed the course but because of significant circumstances beyond the student’s control the work is not completed. Grades of I should be resolved within one academic year. If the incomplete is not resolved within one year, it will be changed to a grade of I/F or I/U, depending on the grading basis for the course. No degree will be conferred until all grades of I have been resolved. 2. Withdrawals Withdrawals from courses after the deadline to drop a course each semester (end of the 4th week) will be included in Satisfactory Academic Progress reviews based on the grades assigned according to the College’s “Withdrawal from ESF” policy. All courses dropped after the deadline to drop a course (end of the 4th week) will be considered attempted but not completed. Courses dropped by the deadline to drop a course will not be included in the Satisfactory Academic Progress reviews. Withdrawal from ESFStudents who withdraw from matriculation at the College on or before the deadline to drop a class for a semester will have their records marked: “Withdrew on (date).” Courses will appear for that semester with the grade of W. Students who withdraw after the end of the 4th week of the semester, but on or before the last class day before the final examination period, will have either WP (withdraw passing) or WF (withdraw failing) listed after each uncompleted course. Students who do not withdraw on or before the last class day will have a grade on a scale of A-F, an I (incomplete), or I/F (unresolved incomplete) assigned by the instructor for each registered course. Students who wish to withdraw from ESF should schedule a meeting to review the withdrawal process and complete an exit interview in the Office of Student Affairs. Withdrawal from Individual CoursesStudents may drop individual courses up until the last day to add as set by the Registrar in the ESF Academic Calendar using an add/drop form. Dropped courses during this period will be completely removed from the transcript when dropped on or before this deadline. Deadlines and actions to be taken after the last day to add deadline are: Precise deadline dates noting the official end of weeks above shall be listed on the ESF Academic Calendar found on the Registrar’s webpage. 3. Repeated Courses Repeated courses will be included in Satisfactory Academic Progress reviews according to the College’s “Repeating Courses” policy: Repeating CoursesUndergraduate students may repeat any course previously taken either to earn a higher grade or because of a previous failure. Courses taken at ESF or Syracuse University that contribute to the GPA may be repeated. Ability to repeat a course may be limited by space availability, providing priority for first time registrants. Repeated courses will be reported as follows: a) the original and the repeated grade(s) appear on the transcript; b) only the higher (or highest) grade is included in the calculation of the cumulative grade point average. The highest grade will be marked with an "I" for included to show that it is included in the cumulative GPA. Any other grades will be marked with an "E" for excluded to show that it is excluded from the cumulative GPA. When a student earns the same grade in a repeated course a) the grade is calculated once in the cumulative grade point average and b) the credits and quality points are applied to the most recent term or semester in which the grade was earned. Credit hours for the repeated course may be counted only once toward meeting graduation requirements. For state-based financial aid, repeated courses in which students have received a passing grade will not count toward full time status. Students retaking courses may find their financial aid reduced if they fall below 12 credits when the retaken courses are not included. Students should contact the Financial Aid Office to determine the impact of retaking courses on their financial aid. Students receiving Federal Aid may repeat a previously passed course one time and still receive aid. Students may receive aid for previously failed courses that are repeated more than once. All repeated courses count as attempted credits for the purposes of measuring Satisfactory Academic Progress. 4. Remedial Courses Eligible remedial courses will be included in the Satisfactory Progress review in all categories. 5. Change of Major If a student changes major, courses previously taken which do not apply to the new major will not be considered as part of the Satisfactory Academic Progress Review. 6. Transfer Credits For the purposes of Satisfactory Academic Progress reviews, all transfer credits that are accepted as meeting a degree requirement will be counted as both attempted and completed credit hours. Title IV Aid: Satisfactory Academic Progress Review ProcessStudents receiving Federal Title IV aid will be reviewed for Satisfactory Academic Progress by the College at the end of each term of enrollment, including summer terms, in order to comply with our responsibility with the regulations. This review will monitor a student’s status in each of the three evaluation criteria. Based on this review, each student will be determined to be in one of four eligibility categories as noted below. Students will be notified of any change in status which affects eligibility for Title IV aid. Students will be determined to be in the eligible category when meeting the calculated Pace of Progression, Maximum Timeframe, and Grade Point Average requirements or when previously on Financial Aid Probation and currently working under and meeting all conditions of an approved academic plan. Financial Aid WarningEligible students who are not meeting any of the Satisfactory Academic Progress Requirements at the end of a term will automatically be placed in a status of Financial Aid Warning. Students placed in this status will remain eligible for one additional semester of Title IV aid. IneligibleStudents already in a status of Financial Aid Warning will be placed in the ineligible category if any of the following conditions are met at the time of review: Students in the Ineligible category may appeal that status based on extenuating circumstances such as the death of a relative, an injury or illness of the student, or other special circumstances. Appeals must be submitted in writing to the Director of Financial Aid and must include the following: If an appeal is approved, the student will be placed on Financial Aid Probation status and will regain eligibility for Title IV aid. Students on Financial Aid Probation may receive Title IV aid for one semester if it is determined that the student should be able to meet all Satisfactory Academic Progress requirements by the end of that semester. If it is determined that the student will not be able to meet all Satisfactory Academic Progress requirements by the end of one semester, an academic plan can be developed to allow for additional semesters of eligibility as indicated in that plan. Students without an approved academic plan who do not meet all Satisfactory Academic Progress requirements after one semester of Financial Aid Probation will be again placed in the Ineligible category. Additional appeals are allowed as long as the circumstances are not exactly the same as those that were used for a previous appeal. Academic PlanStudents in Financial Aid Probation status who will not meet all Satisfactory Academic Progress requirements within one semester may regain Title IV aid eligibility by developing and following a specific academic plan. The need for an academic plan will be determined during the appeal process. Students in need of an academic plan will need to submit a plan proposal to the Financial Aid Office which specifies the following: Students who are successfully following all conditions of an approved Academic Plan will be considered eligible for Title IV aid. Title IV Aid : Degree Applicable Courses and Repeated CoursesDegree Applicable Courses : Students may only receive federal aid for courses which are required for degree completion. Students enrolled in credits beyond the number required for the degree or enrolled in courses that are not applicable to a degree requirement will have financial aid adjusted accordingly. Repeated Courses : Students may repeat a previously passed course one time and still receive aid. Students may receive aid for previously failed courses that are repeated more than once. All repeated courses count as attempted credits for the purposes of measuring Satisfactory Academic Progress. New York State AidAll students who are awarded financial assistance will be required to maintain satisfactory academic progress each semester in order to keep their awards. Academic progress standards for all awards provided by New York are listed below. Recipients of a New York state award must adhere to the following state requirements: Students who fall below the credit or grade point average requirements listed on the following charts may apply for a waiver to continue their eligibility for financial aid. Students are allowed only one waiver during undergraduate work and only one waiver during graduate work. A waiver will be granted only after the student and College officials agree that a waiver is in the best interest of the student. The waiver is not automatic. The waiver must be filed within the academic period it should cover. Requests are made through the director of Financial Aid and Scholarships. Waivers for the cumulative grade point average requirement may be granted only when failure to meet this requirement is due to: Requests for a waiver are made through the director of Financial Aid and Scholarships. Standard of Satisfactory Academic Progress for Purpose of Determining Eligibility for New York State Student AidThe following charts list the credit hours a student must complete and the grade point average a student must maintain to receive the award payment. For students pursuing an associate degree program at ESF: Payment Credit Hours Grade Point Average#1 0 .000 #2 6 1.300 #3 15 1.500 #4 27 1.800 #5 39 2.000 #6 51 2.000 Noncredit remedial instruction can be counted toward a full-time academic load as set forth in 145-2.1 of the Commissioner's Regulations. The number of credits in this chart refers to work completed toward the degree. For students pursuing a bachelor's degree program at ESF: Payment Credit Hours Grade Point Average#1 0 .000 #2 6 1.500 #3 15 1.800 #4 27 1.800 #5 39 2.000 #6 51 2.000 #7 66 2.000 #8 81 2.000 #9 96 2.000 #10 111 2.000 Noncredit remedial instruction can be counted toward a full-time academic load as set forth in 145-2.1 of the Commissioner's Regulations. The number of credits in this chart refers to work completed toward the degree. For students pursuing any graduate degree program at ESF: Payment Credit Hours Grade Point Average#1 0 .000 #2 6 2.000 #3 12 2.500 #4 21 2.750 #5 30 3.000 #6 45 3.000 #7 60 3.000 #8 75 3.000 Standard of Pursuit of Program for Purpose of Determining Eligibility for New York State Student AidThe following chart lists the minimum number of credit hours a Bachelor's degree student must complete each semester. Number of Payments Must Receive a Grade ForSemester 1,2 50% of minimum full-time requirement (6 credit hours on a semester calendar) 3,4 75% (9 credit hours) 5 or More 100% (12 credit hours) New York State Aid : Degree Applicable Courses and Repeated CoursesDegree Applicable Courses : Students may only receive NY State aid for courses which are required for degree completion. Students enrolled in credits beyond the number required for the degree or enrolled in courses that are not applicable to a degree requirement will have financial aid adjusted accordingly. Students with remaining degree requirements less than 12 credits (typical full-time enrollment) may, in the final term of the degree program only, enroll in additional non-required credits to maintain full-time enrollment. Repeated Courses : A student can repeat a course and have the course count as part of the minimum full-time or part-time course load for NY State financial aid purposes when the student did not previously earn credit for the course. Types of Available AwardsNOTE: In the tables below, the term “Full-Time Undergraduate Student” in this chart means one taking at least 12 credit hours per semester in a degree/ certificate program; “Three-Quarter-Time Undergraduate Student” means one taking at least 9 credit hours per semester in a degree/ certificate program; “Half-Time Undergraduate Student” means one taking at least 6 credit hours per semester in a degree/certificate program. Graduate students not holding an assistantship are considered full-time if registered for 12 credit hours each semester. Graduate students holding an assistantship and/or tuition scholarship are full-time if registered for 9 credit hours each semester. This information is accurate as of 09/1/2022. ESF Scholarships and Grants Scholarship Program Eligibility Amount Where to Apply ESF Presidential Scholarships Awarded to outstanding students from NY State. Recipients are selected based on academic records, recommendations, and academic program requirements. Up to $3,000 per year. Renewable. All first-year and transfer applications submitted to ESF by February 1 will be reviewed for possible selection. ESF National Scholarships Awarded to outstanding students from outside NY State. Recipients are selected based on academic records, recommendations, and academic program requirements. Up to $8,000 per year. Renewable. All first-year and transfer applications submitted by February 1 will be reviewed for possible selection. ESF Asimov and ESF 1911 Scholarships Awarded to students from NY State based on total family income. Up to $3,000 per year. Renewable. All first-year and transfer applications submitted by February 1 will be reviewed for possible selection. ESF College Aid Grant Awarded to incoming first-year students based on financial need. Up to $3,000 per year. Renewable with a 2.5 cumulative GPA and FAFSA received annually by the priority deadline. Student must complete the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa. ESF Transfer Grant Awarded to incoming transfer students based on financial need. Up to $3,000 per year. Renewable with a 2.5 cumulative GPA and FAFSA received annually by the priority deadline. Student must complete the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa. ESF Renewal Grant Awarded to existing grant recipients based on financial need and established renewal requirements. Up to $3,000 per year. Renewable with a 2.5 cumulative GPA and FAFSA received annually by the priority deadline. Student must complete the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa. ESF Legacy Scholarships Children or grandchildren of ESF alumni enrolled in full-time undergraduate study. Up to five winners selected each year. $250 per semester for up to ten semesters. Renewable with cumulative GPA of 2.5 or higher. Complete family question on ESF's Supplemental Application for Admission to be considered. Paper Science and Engineering Scholarships (Syracuse Pulp & Paper Foundation) United States citizens enrolled in or admitted to the Paper Science or Paper Engineering programs. Awarding rules are available at Syracuse Paper and Pulp Foundation Application form ESF College Foundation Awards Students with financial need or academic merit enrolled at least half-time. Amounts for these awards vary based on financial need and other criteria. Student must complete the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa. Haudenosaunee Scholar Awards Certified citizenship in Mohawk, Oneida, Onondaga, Cayuga, Seneca or Tuscarora nations. $5,000 per year (full-time study only). Up to two scholarships awarded each year. Application available on Office of Financial Aid and Scholarships website Phi Theta Kappa Scholarships Community college transfer students who are members of PTK honor society. $1,500 per year. Renewable with GPA of 3.00 or higher. Proof of PTK membership submitted with application for admission. National Merit, National Achievement, and National Hispanic Scholarships Semifinalists or finalists in any of these three national scholarship programs. Combined ESF Presidential and Merit Scholarships totaling up to $8,000 per year. Renewable. High school records provided for admission must indicate student's semifinalist or finalist selection. Centennial Hall Scholarships Students with financial need who reside on campus in Centennial Hall. Amount varies based upon financial need. Students must complete the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa State and Federal Government Grants Scholarship or Grant Eligibility Amount Where to Apply Federal Pell Grant Enrolled full-time, three-quarter-time, half-time, or less than half-time undergraduate students who demonstrate financial need. From $692 to $6,895. Students must submit the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa. Federal Supplemental Educational Opportunity Grant (FSEOG) Full-time, three-quarter-time, or half-time undergraduate students with exceptional need. Up to $4,000, depending upon need and college expenses. Students must submit the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa. New York State Tuition Assistance Program (TAP) Full or part-time students at any accredited college in New York State. Resident of New York State. Must demonstrate financial need. $500 to $5,665 for undergraduates, depending on NYS net taxable income and dependency status. Students must submit the FAFSA, available at https://studentaid.gov/h/apply-for-aid/fafsa and the TAP Application, available at www.hesc.ny.gov. Part-Time New York State Tuition Assistance Program (TAP) TAP eligible undergraduate students enrolled in 6-11 credit hours per semester. Amounts based on a prorated percentage of the full-time TAP grant equivalent. Students must complete the FAFSA and the TAP application. Educational Opportunity Grant (EOP) Undergraduate students. Resident of New York State. For educationally and economically disadvantaged students. Varies according to individual need. Applicants must be accepted into the program through the admissions process. Guidelines are in the SUNY Application for Admission. Submit the FAFSA. New York State Science, Technology, Engineering and Mathematics Incentive (STEM)Undergraduate students. Resident of New York State. Top 10% of high school class. Must enroll in STEM approved major, reside and work in STEM related field in New York State for 5 years following graduation. 2.5 cumulative GPA each semester. Up to full tuition, depending on eligibility for other New York State grants and scholarships. May affect eligibility for SUNY ESF grants and scholarships. Students must complete the NY STEM Scholarship application, available at www.hesc.ny.gov. Recipients must also sign a service contract. New York State Excelsior Scholarship Undergraduate students. Resident of New York State. Total familly Federal Adjusted Income not exceeding $125,000 (2020 Tax Information) for the 2022-2023 school year (2021 Tax Information) for the 2023-2024 school year. Up to $5,500, depending on eligibility for other grants and scholarships. May affect eligibility for SUNY ESF grants and scholarships. An additional Excelsior Tuition Credit may also be awarded to students who have remaining tuition liability after the scholarship is applied. Students must complete the Excelsior Scholarship application, available at www.hesc.ny.gov. Residents must also sign a residency contract and meet numerous other requirements. Details are available at www.esf.edu/financialaid/excelsior.htm. New York State AIMS Scholarship Undergraduate students. Resident of New York State. $500 per year. Students must complete the AIMS Scholarship application, available at www.hesc.ny.gov. Federal Student Loans Loan Program Eligibility Amount Where to Apply Federal Direct LoanNOTE: Repayment begins 6 months after you graduate or fall below half-time status. The default repayment length is ten years. There is a 1.057% origination fee (for the federal government) deducted proportionately from your loan proceeds. The 2022-2023 interest rate is 4.99% for undergraduate student loans and 6.54% for graduate student loans. For all full-time, three- quarter-time, or half- time students. There are subsidized loans (interest-free while in school) and unsubsidized loans (student responsible for interest while in school). Students borrow from the Federal Government. Loans are processed through the College.NOTE: Direct loans may be subsidized or unsubsidized or a combination. A subsidized loan is such that interest does not accrue while the borrower is in school. An unsubsidized loan is such that the borrower must make interest-only payments while in school or allow interest payments to be added to the principal. NOTE: Average subsidized loan was $3,571 for undergraduate students in 2021-22. Average unsubsidized loan was $4,050 for undergraduate students and $13,721 for graduate students in 2021-22. Dependent Students: The maximum per year is $5,500 for freshmen, with no more than $3,500 subsidized; $6,500 for sophomores, with no more than $4,500 subsidized; $7,500 for juniors and seniors, with no more than $5,500 subsidized. The borrowing limit for dependent undergraduate students is $31,000, with no more than $23,000 subsidized.Independent students or students whose parents cannot borrow under the Federal Direct PLUS Loan Program: The subsidized and unsubsidized maximum per year is $9,500 for freshmen, $10,500 for sophomores, and $12,500 for juniors and seniors. The borrowing limit for independent undergraduate students is $57,500, with no more than $23,000 subsidized. Graduate or Professional Students: The unsubsidized maximum is $20,500 per year (borrowing limit is $138,500 over lifetime in school). Interest subsidized loans will not be available to new graduate borrowers after 7/1/12. Students must submit the Free Application for Federal Student Aid (FAFSA). https://studentaid.gov/h/apply-for-aid/fafsa Federal Direct PLUS Loan For parents or guardians of financially dependent undergraduate students. Graduate students may also borrow Direct PLUS loans. The maximum is the cost of education at ESF minus any estimated financial aid. Borrowers must meet established credit criteria. Loan repayment begins 60 days after the loan is fully disbursed. The 2022-2023 interest rate is 7.54%. There is a 4.228% loan origination fee. Students must submit the Free Application for Federal Student Aid (FAFSA). https://studentaid.gov/h/apply-for-aid/fafsa Student Employment Employment Program Eligibility Amount Where to Apply Federal Work-Study For full-time, three-quarter-time, or half-time students with financial need. Opportunities for employment are offered during the academic year and/or summer. Students may work up to 20 hours per week when classes are in session or up to 40 hours per week during vacations. Hourly wages up to $13.20 per hour.Students must submit the FAFSA application at https://studentaid.gov/h/apply-for-aid/fafsa, and the appropriate tax forms. Job Location and Development Program For all ESF students. Students are connected to job opportunities with local employers. Wage and hours will vary according to job offers. Apply by visiting the ESF job locator in the Financial Aid Office. Graduate Student Assistantships Assistantships Eligibility Amount Where to Apply Graduate Assistantships Assistantships sponsored by N.Y. State and various research projects are available. Students assist with instruction, research, and support operations for an assigned program area. Weekly hours of employment and award ranges are determined by the awarding department, and a tuition scholarship may also be provided. Financial need is not a criterion for qualification. The application for admission serves as the application for graduate assistantships for beginning students. Continuing students should contact their department chair. |
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